Qualified Applicants

Who Qualifies

Borrowers must meet normal mortgage requirements which demonstrate credit worthiness.

Borrowers must occupy the purchased home as their principal residence.

Borrowers must be first-time homebuyers who have not had a present ownership interest in their principal residence during the last three years.  However, if you are not a first time homebuyer, you may still be eligible for this program if you are purchasing a home in a Go Zone county, or other federally designated targeted area.   Qualified Veterans who received an honorable discharge do not have to be first-time buyers. Please consult with a participating lender for details.

Borrowers must have a minimum 600 FICO score to participate. Household income may not exceed the limits located under the Participating County map.  Please view map for income and purchase price limits.