Resources

Welcome to the Escambia County Housing Finance Authority! This is the first step on the road to your new home. This site is designed to give you the tools needed to pursue the path to homeownership. Whether you are looking for information on available mortgage programs, down payment assistance or just want to know more about the home buying process, you can find the resources and tools you need right here.

Free Foreclosure Information and Assistance: http://foreclosurehelpandhope.org/index.html

Step by Step Guide to buying a home: http://portal.hud.gov/portal/page/portal/HUD/topics/buying_a_home

Mortgage Basics:                                                http://www.forbeginners.info/mortgage/mortgage-basics.htm

Mortgage Glossary: http://www.hud.gov/offices/hsg/sfh/buying/glossary.cfm

Free Credit Report: https://www.annualcreditreport.com/cra/index.jsp

Help with Credit Problems:  http://www.nfcc.org

Credit Counseling: http://www.allvista.org/

What is recapture tax:

http://www.ehousing.cc/Escambia/RecaptureBrochure%2010-04.pdf

Instructions for Recapture form: http://www.irs.gov/instructions/i8828/index.html

Recapture Form: http://www.irs.gov/pub/irs-pdf/f8828.pdf