Up to $10,000

For first time homebuyers!

For Lenders:

Increased Loan Closings!

Up to $10,000

For first time homebuyers!

For Developers:

Tax exempt revenue bonds!

For Realtors:

Increased first time homebuyer sales!

Up to $10,000

For first time homebuyers!

Welcome to The Escambia County Housing Finance Authority



The Escambia County Housing Finance Authority (ECHFA) serves 21 counties across Florida by offering Homeownership Programs to first-time homebuyers and former homeowners (Do I Qualify?) in an effort to provide safe, decent and affordable housing. ECHFA also economically assists developers of multi-family housing communities through the issuance of tax-exempt revenue bonds.  Contact one of our Participating Lenders today!  Check out the news article by Pensacola News Journal highlighting the assistance for first-time homebuyers.  Homebuying assistance tutorials available.


Please contact [email protected] or (800) 388-1970 during the hours of 8:30 am and 4:30 pm CST regarding any accessibility issues on the website.  If you are using assistive technology to access content on this website and the format of any material interferes with your ability access it, please let us know immediately and we will correct it.  If you contact us, would you please indicate the nature of your accessibility program, the preferred format in which to receive the material, the webpage address of the requested material, your contact information, and any other information that would allow us to better assist you. 



Homebuyers Program

For Homebuyers

Lenders Program

For Lenders

Developers Program

For Developers

Our Participating Counties

Participating Counties

Today's Interest Rates: