ECHFA | The Escambia County Housing Finance Authority

You qualify to apply for the Escambia County Housing Finance Authority Program if you answer YES to ANY of the following

Yes	No
		You are a first-time homebuyer because you have never owned a home as your principal residence.
		You have not owned a home as your principal residence within the last 3 years.
		You have owned a home as your principal residence within the last 3 years, but want to purchase a home in a federally designated Targeted Area.
		You are a veteran who has owned a home as your principal residence within the last 3 years, but received an honorable discharge and plan to use the new home as your principal residence.

Yes	No
		You meet normal mortgage requirements of credit worthiness.
		You have a minimum 640 FICO score for FHA, USDA-RD and VA Loans. Contact a Participating Lender to check your score.
		You have a household income or purchase price that does not exceed the limits listed on the Participating Counties Map.
		You select a home within one of the Participating Counties.

For more information call us at 800-388-1970 or 850-432-7077.