You qualify to apply for the Escambia County Housing Finance Authority Program if you answer YES to ANY of the following:
- You are a first-time homebuyer because you have never owned a home as your principal residence.
- You have not owned a home as your principal residence within the last 3 years.
- You have owned a home as your principal residence within the last 3 years, but want to purchase a home in a federally designated Targeted Area.
- You are a veteran who has owned a home as your principal residence within the last 3 years, but received an honorable discharge and plan to use the new home as your principal residence.
AND you answer YES to ALL of the following
- You meet normal mortgage requirements of credit worthiness.
- You have a minimum 640 FICO score for FHA, USDA-RD and VA Loans. Contact a Participating Lender to check your score.
- You have a household income or purchase price that does not exceed the limits listed on the Participating Counties Map.
- You select a home within one of the Participating Counties.
For more information call us at 800-388-1970 or 850-432-7077.