Staff

Meet our Staff


Patricia D. Lott's Photo

Patricia D. Lott

Executive Director
Ms. Lott became Executive Director and General Counsel of the ECHFA in February 2017. Ms. Lott practiced as a nationally recognized bond counsel for over thirty years, and is a member of the prestigious American College of Bond Counsel as well as the National Association of Bond Lawyers. She has represented counties, cities, and housing finance authorities as bond counsel or disclosure counsel in connection with many multifamily and single family bond issues. She has served as general counsel for Escambia County and the University of West Florida. She graduated with honors from Florida State University Law School. You can contact Patricia D. Lott at: pat.lott@escambiahfa.com.


Fran Jones's Photo

Fran Jones

Director of Housing
Ms. Jones joined the ECHFA in May 2006. Prior to joining, she worked as the office manager at an acoustical ceiling and drywall business in Pensacola, FL. She received a Bachelor of Science degree in business administration in accounting from the University of West Florida and an Associates of Arts degree from Pensacola Junior College. Ms. Jones is a member of the Florida Association of Local Housing Finance Authorities, the National Association of Housing Finance Agencies, the Florida Government Finance Officers Association and the Florida Records Management Association. You can contact Fran Jones at: fran.jones@escambiahfa.com.


Kimberly McClay's Photo

Kimberly McClay

Chief Fiscal Officer
Ms. McClay joined the ECHFA in October 2015. Prior to joining, she worked various customer service positions in Pensacola. Ms. McClay received a Master's of Accountancy and a B.S.B.A. in Accounting from the University of West Florida, and an A.A. in Business from Pensacola State College. Ms. McClay is a member of the Florida Government Finance Officers Association, Florida Association of Local Housing Finance Authorities, and the National Association of Housing Finance Agencies. You can contact Kimberly McClay at: kimberly.mcclay@escambiahfa.com.


Lisa Bernau's Photo

Lisa Bernau

Compliance Officer/Assistant Executive Director
Ms. Bernau joined the ECHFA in September 2018. Prior to her service with the ECHFA, she worked in the Office of the General Counsel and UWF Business Enterprises, Inc., at the University of West Florida and in the Office of the Escambia County Clerk of the Circuit Court and Comptroller. She earned her B.A. from the University of West Florida and her Juris Doctor from the Florida State University College of Law. Ms. Bernau is a member of the Florida Bar, Florida Government Finance Officers Association, Florida Association of Local Housing Finance Authorities, National Association of Local Housing Finance Agencies, Escambia/Santa Rosa Bar Association, Northwest Florida Association of Women Lawyers, Society for Human Resource Management, and IMPACT 100 Pensacola Bay area. You can contact Lisa Bernau at: lisa.bernau@escambiahfa.com.


Amanda Walls

Accountant
Ms. Walls joined the ECHFA in December 2019 as the Executive Assistant. Prior to joining, she worked for lending and financial institutions including Bank of America Home Loans, University Lending Group and Crescent Bank & Trust. She received a Bachelor of Science degree in Business Management with specialization in Finance and is currently pursuing her MBA in Project Management from Columbia Southern University. Ms. Walls is a member of the Florida Association of Local Housing Finance Authorities and the National Association of Local Housing Finance Agencies. You can contact Amanda Walls at: amanda.walls@escambiahfa.com.


Today's Interest Rates:


2.75

GOVERNMENTAL W/SHIP DPA

3.375

GOVERNMENTAL W/3 DPA

3.625

GOVERNMENTAL W/4 DPA

4.00

GOVERNMENTAL W/5 DPA

4.125

GOVERNMENTAL CLASSIC