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Meet Our Board

Escambia Commissioners are responsible for appointing ECHFA’s governing body that consists of a five-member Board.  Board terms are for four years.  The ECHFA Board may be reached at 700 South Palafox Street, Suite 310, Pensacola, Florida or (800) 388-1970.  

 


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Sandra J. Ward

Chair


Ms. Ward has been a real estate broker since 1980. Ms. Ward  created her own company in 1984. In addition to being a Certified Commercial Investment Member (CCIM), holding the designation of Community Association Management, she is also listed in Who's Who in International Business. She has been a member of the Pensacola Downtown Improvement Board since 1991, serving as chairman in 1997 and 1998. Professionally, she has been very active with the local and state Realtor's associations. She was chosen Realtor of the Year in 1993, and served as president of the Pensacola Association of Realtors in 1999. She served as chairman of the Florida Association of Realtors' Property Management Council and as vice president of the Association's District 9 in 2001. Ms. Ward is also a member of both the National Association of Local Housing Finance Agencies and the Florida Association of Local Housing Finance Authorities.  Ms. Ward's term expires July 31, 2019.  You may contact Sandra Ward at sandra.ward@escambiahfa.com. 

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Robert Ward

Vice-Chair


Mr. Ward is a retired civil engineer with Southern Land Concepts, a firm he founded in 1976. Mr. Ward attended Pensacola Junior College and the University of South Alabama earning a B.S. in civil engineering. He is a licensed engineer in Alabama, Mississippi and Florida as well as a licensed surveyor in Alabama. He is a member of the National Association of Local Housing Finance Agencies, the Florida Association of Local Housing Finance Authorities, the Alabama Society of Professional Land Surveyors, the Alabama Pecan Growers Association and the American Coach Association.  Mr. Ward's term expires July 31, 2020.  You may contact Robert Ward at robert.ward@escambiahfa.com.

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Robert C. Maloy

Secretary/Treasurer


Mr. Maloy is Vice-President of Commercial Real Estate Lending with Hancock National Bank and has more than 28 years of experience in banking and finance. He is a graduate of the University of West Florida with degrees in management and marketing. Mr. Maloy has served on a number of community and professional organizations such as Foundation for Excellence in Education, NAIOP, Leadership Pensacola, Clean and Green and Escambia County Competency Board. He is also a member of the National Association of Local Housing Finance Agencies and the Florida Association of Local Housing Finance Authorities.  Mr. Maloy's term expires July 31, 2022.  You can contact Robert Maloy at robert.maloy@escambiahfa.com.  

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Lamar B. Cobb

Member


Mr. Cobb retired as President of Whitney National Bank and has more than 35 years of experience in banking and finance. He earned his undergraduate degree in accounting from Florida State University and is a graduate of the Banking Graduate School of South Louisiana University. He is a member of the National Association of Local Housing Finance Agencies, the Florida Association of Local Housing Finance Authorities, as well as a board member of the AMR Community Development Corporation and a member of the Pensacola North Rotary Club.  Mr. Cobb's term expires July 31, 2019.  You may contact Lamar Cobb at lamar.cobb@escambiahfa.com.

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Frederick J. Gant

Member


Mr. Gant, Esquire, has counseled and represented individuals, small businesses, numerous churches, and non-profits since 1984.  He is a graduate of University of Florida and Howard University School of Law with degrees in Political Science and Juris Doctorate, respectively.  He is also a member of the National Association of Local Housing Finance Agencies, the Florida Association of Local Housing Finance Authorities, Escambia Santa Rosa Bar Association and Charles Wilson Bar Association.  Mr. Gant's term expires July 31, 2021.  

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(800) 388-1970
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Interest Rate!

5.375% Gov't./5.625% Conv.