Helpful Resources

The following links may help you better understand the home buying process.

News Articles

Looking to buy a home in Escambia, Santa Rosa? These resources can help.

Buying a Home

Step-by-Step Guide to Buying a Home
Your Home Loan Toolkit
Buying Your First Home
Mortgage Glossary 
Down Payment Assistance
Homebuyer Resources - NeighborWorks
HUD Form
Free Credit Report


Credit Counseling

Help with Credit Problems
HUD Approved Credit Counseling Agencies
Free Foreclosure Information and Assistance


Recapture Tax

What is Recapture Tax?
Recapture Form
Instructions for Recapture Form


Affordable Housing Advocate

Sadowski Housing Coalition

For more information call us at 800-388-1970 or 850-432-7077.


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