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Do I Qualify?

You qualify to apply for the Escambia County Housing Finance Authority Program if you answer YES to ANY of the following

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You are a first-time homebuyer because you have never owned a home as your principal residence.
You have not owned a home as your principal residence within the last 3 years.
You have owned a home as your principal residence within the last 3 years, but want to purchase a home in a federally designated Targeted Area.
You are a veteran who has owned a home as your principal residence within the last 3 years, but received an honorable discharge and plan to use the new home as your principal residence.


AND you answer YES to ALL of the following:

You meet normal mortgage requirements of credit worthiness.
You have a minimum 660 FICO score for FHA Loans or 640 for USDA-RD and VA Loans. Contact a Participating Lender to check your score.
You have a household income or purchase price that does not exceed the limits listed on the Participating Counties Map.
You select a home within one of the Participating Counties.

 

For more information call us at 800-388-1970 or 850-432-7077.

Contact us for more information

(800) 388-1970
For Homebuyers
For lenders
For Developers
Participating Counties
Today's
Interest Rate!

4.375% with 1% discount/origination fee